Construction 855-246-PRMI

National One-Time Close Construction Lending

Build a home. Close one loan.

PRMI's One-Time Close program finances the land, the construction, and the permanent mortgage in a single closing — backed by a team that knows construction. Whether you're building, buying, referring, or originating, find your path below.

Explore the programs Call 855-246-PRMI
  • VA One-Time Close
  • FHA One-Time Close
  • USDA One-Time Close
  • Conventional One-Time Close

Photo: Justin Wolff / Unsplash

Where do you fit?

Pick the path that matches you — each one routes to the right place.

The programs we offer

One-Time Close lending across all four major programs — so whoever the buyer is, there's likely a fit.

  • VA OTC

    $0 down* for eligible Veterans and service members.

  • FHA OTC

    Low down payment and flexible credit.

  • USDA OTC

    $0 down* for eligible rural builds.

  • Conventional OTC

    Competitive terms for well-qualified buyers.

*$0 down reflects maximum financing — closing costs and fees may still apply. Program availability varies by state and by borrower qualification. All loans are subject to underwriting approval. This is not a commitment to lend.

Why PRMI for construction

  • One close, start to finish

    Construction and permanent financing in a single approval and closing — no requalifying when the home is done.

  • A team that knows construction

    Fast, straight answers from people who understand builds, not just loans — and who keep the file moving.

  • Built for more buyers

    All four major programs — VA, FHA, USDA, and Conventional — so there’s a fit for more of the people you serve.

Talk to the construction team

Questions about a build, a program, or a file? We're glad to help — reach out anytime.

Call 855-246-PRMI Email the team